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Does renters history or credit score matter the most in an apartment search?

I have no credit (have never had a card) but have good renters history. Will an apartment care that I have 0 credit?

Public Comments

1. Nope. If you have a good renters history you're in.
2. You will probably just pay a higher deposit than someone with good credit and a good renter's history. Someone with a bad renter's history (like an eviction) will be ineligible for an apartment at most places.
3. no you should be able to find a place that is lenient with credit. Good renters history can work wonders during an apartment search.
4. Having no credit is worse then having bad credit, so I would say yes. Good luck though, times are hard for everyone right now.
5. As long as you have proof of a good, stable income then yea you should be fine. And you probably do have some sort of credit history, if you have bills and things like that and you are negligent it goes into your history, it isn't just loans and credit cards.
6. I think they'd just fail you on their spelling/grammar test...lol If you have good job history you should be okay, but if by 0 credit you mean you have horrible credit tehn no they won't rent.
7. It varies. Most complexes go through a service who have their own test that you have to get a certain score on. No matter what you fail that test they won't rent to you. My parents and I are going through the same thing, great renters history but we fail that test every time. We put up like $800 at one time just to see if we would get approved and that didn't go to the apt. at all and we didn't get it back.
8. I have bad credit and good rental history and have gotten in twice! Edit: I just had to pay $1,100 deposit. Just apply at a few different places I'm sure you'll get in somewhere.(I'm working on getting my credit better)
9. It depends. If you applied to a large, corporate owned complex, then it probably will be held against you. If you are dealing with a landlord who owns a handful of properties, then it may not. Where you work and the chances that you will become unemployed may hold as much importance as any other factor. Good luck and keep your life free of credit cards!
10. Since you have a rental history you have a credit score. You had all of those bills you were paying, power, etc. Your score might not be great, but it will not be zero.
11. Rental references matter more. Credit history is a plus and will confirm your identity, employment and prior addresses. Read the apartment's criteria and ask the manager before applying. Different properties have different standards. Have you checked your own credit report? Nearly any account you've opened (utility, cellphone, bank, retail, etc.) will likely show-up on your credit report.