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Credit ratings and approvals during current economy?

What do you think about peoples' ability to obtain credit or even get approved with the way things have been lately? How do you see apartments approving people who have terrible credit now? Do you think its going to get more loose with standards because people have lost their job, or they are trying to get back on their feet?

Public Comments

1. They will have to loosen their standards because there are so many people experiencing financial difficulties