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does low income housing take account for your debt?

I make a certain amount per year which I wouldn't qualify for but with my debt on how much I pay each month I would be able to afford a $400-$500 apartment. Would I then qualify for Low income housing?

Public Comments

1. No, they take your income into account, not how you choose to spend it. We could all be "low income" if that only meant we spent too much money.
2. Depends on the type of debts... If it's your own recklessness like over spending (credit card and auto loan debt for instance), no they will not take into consideration. But if it is medical debt, child support (necessities) they often will. For your own knowledge and peace of mind, please ignore the ratings per my post. I am speaking from the field. YES it depends on the type of debt involved. All debt is NOT dismissed, but certain debts are, like I posted, unnecessary spending is excluded, but necessary debts are not.. thank you
3. Observe the term 'low income housing'. There is no inclusion of the words 'high debt housing'. Hence, your income level is the only qualifying factor here. That you have an unusually high level of debt is irrelevant to whether or not you qualify.
4. The only expenses low income housing would take into account when determining your rental amount are out of pocket medical or dental expenses. I don't know of child care is allowable. Your other debts are not taken into account at all.