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Employment agencies using your credit report for a background check?

Hi! In this day and age would they, and, do employment agencies use your credit report for background checks? What do they look for, if they do? What items would be considered negative strikes against you in consideration for employment? I am starting to go out to look for work. My credit report is so horrible since being laid off a year ago. Thank you for your information in this matter!

Public Comments

1. Some employers do check credit, but it's different than a background check.
2. If you were going to work for, say, a financial institution, you would be turned away if you have a felony for robbery, obviously. They check for arrests, that your Social is legit, aliases, if you are a sex offender or have lived in an area that is sketchy, like a halfway house. They also want to be sure that you are who you say your are. Comapnies have so much to risk and they need to be sure they can trust your pending services.
3. Yes, employers today are using your credit report as a background check. They want to check your credit history. Employers figure that if you aren't responsible with YOUR money, then you won't be responsible with their money. They look for ANYTHING negative on your credit report. No, it isn't fair at all, but currently that is what employers are doing. If you want a job with any responsibility, you'll need to clean up your credit report, or you simply won't get hired. Good luck.
4. there is a great misconception that employers do "credit checks" for employment, that RARELY ever happens... the reason for this misconception is that background checks are referred to by law as "consumer reports" and are covered by the "Fair Credit Reporting Act", you even sign the same FCRA release for a background check that you sign for a credit check...... if a credit report is pulled what an employer can see is: your ability to budget, plan and execute that plan, your spending habits and lifestyle, how responsible you are in the repayment of debts which reflects on your general responsibility and fulfillment of commitments. the employer could care less about your credit score and as i already stated very VERY few employers pull a credit report.........